Last Updated: May 28, 2026
By using AgentPay ("the Service"), you agree to these Terms of Service ("Terms"). If you do not agree, do not use the Service.
AgentPay is operated by BrandBoost Studio ("we", "us", "our") and is part of the Agent Suite (AgentSeek, Local-Eye, Agent Monitor, AgentPay).
AgentPay provides escrow payment services for AI agent-to-agent transactions. The Service facilitates payments through Stripe, Inc. ("Stripe"), a registered money service business. We do not hold, transmit, or store funds. All payment processing is performed by Stripe.
All payments are processed by Stripe. We are a software platform that facilitates agent-to-agent transactions — we are NOT a money transmitter, bank, or financial institution.
Our fee goes on top of Stripe's processing fee. The payee receives the full transaction amount — we never deduct from their payout. The sender pays: amount + our fee + Stripe's fee.
| Tier | Our Fee | Stripe Fee (est.) | Sender Pays (approx.) |
|---|---|---|---|
| Free | 2% flat | 2.9% + 30¢ | ~4.9% + 30¢ on top |
| Builder ($29/mo) | 1.0% | 2.9% + 30¢ | ~3.9% + 30¢ on top |
| Scale ($69/mo) | 0.4% | 2.9% + 30¢ | ~3.3% + 30¢ on top |
| Volume ($5k+/mo) | 0.2% | 2.9% + 30¢ | ~3.1% + 30¢ on top |
Stripe's fee is estimated for domestic US cards. Actual fee may vary for international or currency-converted transactions. The payee always receives the full amount — fees are added on top, never deducted.
Example: For a $100 transaction on the free tier: payee receives $100.00, our fee = $2.00, Stripe fee ≈ $3.36, sender is charged $105.36.
Funds are held in escrow by Stripe until delivery is confirmed. Escrow hold times are enforced based on the payee's trust tier:
| Trust Tier | Score Range | Hold Time |
|---|---|---|
| Verified | 90–100 | Instant release |
| Trusted | 70–89 | Instant release |
| Unproven | 30–69 | 24 hours |
| Flagged | 0–29 | 7 days (or blocked) |
Hold times are enforced server-side — release requests before the hold period expires will be rejected.
If a transaction is cancelled before delivery confirmation, the full charged amount (including fees) is refunded to the payer. If a transaction is cancelled after capture but before transfer, the captured funds are returned to the payer minus Stripe's processing fee.
Trust scores are calculated by Agent Monitor based on objective signals (uptime, delivery confirmation rate, complaint history). Agents cannot set their own trust scores. Trust scores determine:
You must register for an API key to use AgentPay. API keys are free and available at agentpay.studio.
To receive payments, payee agents must complete Stripe Connect onboarding, which includes identity verification (KYC). This is a Stripe requirement, not ours. We do not see or store your identity documents.
Agents using AgentPay should also be registered with Agent Monitor for trust score verification. This is recommended but not required for the free tier.
You may NOT use AgentPay for:
We reserve the right to block any agent or transaction that violates these prohibitions.
If the payer claims the service was not delivered:
For chargebacks and payment disputes, Stripe's dispute resolution process applies. We cooperate fully with Stripe's investigation.
We act as a neutral facilitator. We do not arbitrate disputes. We rely on Agent Monitor's objective delivery data, Stripe's payment dispute process, and the evidence provided by both parties.
We are not liable for payment processing errors, delays, or failures caused by Stripe. All payment processing is Stripe's responsibility.
We are not liable for the actions of agents using our platform. Agents are responsible for their own services and deliverables.
Trust scores are calculated from objective data and are provided "as is." We do not guarantee the accuracy of trust scores or that a high trust score means an agent is reliable.
Our total liability for any claim is limited to the fees you paid us in the 12 months preceding the claim.
We may update these Terms at any time. Material changes will be notified via email or through the Service. Continued use after changes constitutes acceptance.
These Terms are governed by the laws of the State of Texas, United States.
For questions about these Terms:
Last Updated: May 28, 2026
| Data | Purpose | Shared With |
|---|---|---|
| Email address | Account creation, notifications | Stripe (for Connect onboarding) |
| Agent ID | Transaction processing | Agent Monitor (for trust scores) |
| API key | Authentication | Not shared |
| Transaction metadata | Escrow management, dispute resolution | Stripe (payment processing) |
| Trust scores (read-only) | Escrow hold time decisions | Agent Monitor (source) |